PART 1: PRIVACY POLICY
Effective Date: [9/11/26
Theresa Todd ("we," "us," "our") operates [website URL] (the "Site"). This Privacy Policy explains how we collect, use, and protect your personal information when you visit the Site, apply for coaching or speaking, join our email list, or otherwise interact with us.
Information We Collect
Contact information you provide (name, email, phone) through the Coaching Application, Speaking Application, Discovery Call booking, or Society signup
Responses you provide in application forms, which may include personal reflections on your emotional experience, patterns, or goals
Information collected automatically through cookies, including pages visited and referral source
Click activity related to affiliate links on our Resources page
How We Use Your Information
To respond to inquiries and evaluate fit for coaching or speaking
To send emails related to the BAD Mom Society, coaching, speaking, events, or our newsletter, if you've opted in
To improve the Site and our services
To comply with legal obligations
Sharing Your Information
We do not sell your personal information. We may share it with service providers who help us run the Site (email platform, scheduling tool, payment processor), affiliate partners (only as anonymized click tracking), or legal authorities if required by law.
Cookies
The Site may use cookies for analytics and to track affiliate referrals. You can disable cookies in your browser, which may affect Site functionality.
Your Choices
Unsubscribe from marketing emails anytime via the link in any email. To access, correct, or delete your personal information, contact [email].
Children's Privacy
This Site is not directed to children under 13, and we do not knowingly collect their information.
Data Security
We use reasonable measures to protect your information, though no method of transmission or storage is completely secure.
Changes to This Policy
We may update this policy periodically; updates will be posted here with a revised effective date.
Contact: theres@thetheresatodd.com

PART 2: TERMS OF SERVICE
By using TheTheresaTodd.com (the "Site"), applying for coaching or speaking, joining the BAD Mom Society, or purchasing any product or service referenced here, you agree to the following.
Our Services
Theresa Todd provides faith-based life coaching, speaking engagements, a podcast, live events, and a free community (the BAD Mom Society). Some content includes affiliate links; we may earn a commission on qualifying purchases at no extra cost to you (see our Affiliate Disclosure).
Not Medical or Mental Health Advice
Coaching is not a substitute for therapy or medical care. See our full Health & Coaching Disclaimer.
Eligibility
You must be 18 or older to apply for coaching, book a speaking engagement, or join the Society.
Payment, Cancellation, and Rescheduling
Payment is due upon signing your coaching agreement, either in full or through an agreed monthly payment plan, processed securely via Stripe.
Coaching engagements require a 3-month minimum commitment. At the end of that period, you may choose to continue working together or conclude our time together.
All payments are non-refundable, with one exception: if I end our working relationship early because it's no longer the right fit, you'll be refunded for any remaining sessions or months not yet provided.
If a scheduled payment fails, you'll be notified and given the chance to update your payment method. Sessions will be paused until payment is resolved.
Sessions may be rescheduled with at least 12 hours' notice, based on my availability; a rescheduled session may not always be available the same week. Sessions canceled, rescheduled with less than 12 hours' notice, or missed outright will be charged in full. You're gifted one grace-missed session for our season of working together, at no charge. Genuine emergencies will be handled on a case-by-case basis.
If I need to cancel or reschedule a session, you'll be offered a new session time at no cost to you.
Intellectual Property
All content on this Site, including the B.A.D. framework, podcast episodes, and course materials, belongs to Theresa Todd and may not be copied or used commercially without permission.
Community Guidelines
Society members agree to participate respectfully. We reserve the right to remove anyone whose conduct is harmful or disruptive to the community.
Limitation of Liability
To the fullest extent permitted by law, Theresa Todd is not liable for indirect, incidental, or consequential damages arising from use of the Site or our services.
No Guarantee of Results
Coaching and speaking outcomes vary by individual. We do not guarantee specific results.
Governing Law
These Terms are governed by the laws of the State of Florida.
Changes to These Terms
Continued use of the Site after updates means you accept the revised Terms.
Contact: Theresa@TheTheresaTodd.com

PART 3: HEALTH & COACHING DISCLAIMER
Theresa Todd is a certified Biblically-Based, Trauma-Informed Coach and a certified holistic health coach. She is not a licensed therapist, counselor, psychologist, psychiatrist, or medical doctor. Coaching is not a substitute for professional mental health treatment, medical care, diagnosis, or therapy.
Coaching is a collaborative, forward-focused relationship supporting personal growth, identity work, and emotional awareness. It does not treat any mental health condition, including anxiety, depression, or trauma.
If you are experiencing a mental health emergency, call 911 or the 988 Suicide & Crisis Lifeline (call or text 988), or go to your nearest emergency room. If you're currently working with a licensed mental health professional, coaching is meant to complement that care, not replace it.
Information shared during coaching, applications, or community participation is handled with discretion, but coaching is not a legally confidential or privileged relationship the way licensed therapy is, and is not protected under HIPAA.
Individual results vary. Testimonials on this Site reflect individual experiences, not a guarantee of similar outcomes.
Wellness products referenced on this Site, including on the Resources page, are not intended to diagnose, treat, cure, or prevent any disease. These statements have not been evaluated by the FDA.